Last Updated September 1, 2022
Welcome to PHAT Mermaids! By accessing and using our website, you agree to comply with and be bound by the following terms and conditions. These terms apply to all visitors, users, and others who access or use our services.
You may use our website for personal, non-commercial, and lawful purposes only.
You must not use our website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website. Any unauthorized use of this site may give rise to a claim for damages and/or be a criminal offense.
All content on this website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of PHAT Mermaids or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works from, publicly display, perform, republish, upload, post, transmit, or otherwise use any of the content on our site without our prior written consent.
Any unauthorized use of the content on this website may violate copyright, trademark, and other laws.
If you create an account on our website, you are responsible for maintaining the security of your account and all activities that occur under your account.
You agree to provide accurate, current, and complete information during the registration process and update such information to keep it accurate, current, and complete.
You are responsible for safeguarding your password and for any actions under your password, whether or not authorized by you.
You must immediately notify us of any unauthorized use of your account or any other breaches of security.
By purchasing any product or service from our website, you agree to our terms regarding payments, refunds, and returns.
Digital Products: All sales of digital products, including but not limited to eBooks, online courses, and downloadable content, are final. We do not offer refunds for digital products once they have been accessed or downloaded.
Fearless SUP Course: We offer a 7-day money-back guarantee for our Fearless SUP course. To be eligible for a refund, you must demonstrate that you have engaged with the course materials and implemented the strategies, and still find that it is not working for you. Refund requests must be submitted within 7 days of purchase and include evidence of completed course activities.
We reserve the right to refuse a refund if it appears that our refund policy is being misused or abused.
Our website may contain links to third-party websites or services that are not owned or controlled by PHAT Mermaids.
We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that PHAT Mermaids shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
To the fullest extent permitted by law, PHAT Mermaids shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:
Your use of or inability to use the website;
Any unauthorized access to or use of our servers and/or any personal information stored therein;
Any interruption or cessation of transmission to or from our website;
Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our website by any third party;
Any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available through the website.
We reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time. If a revision is material, we will provide at least 30 days' notice before any new terms take effect.
What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our website after any revisions become effective, you agree to be bound by the revised terms.
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Florida, USA. By accessing and using our website, you agree to submit to the exclusive jurisdiction of the courts located in Florida for any disputes or claims arising out of or related to these Terms and Conditions.
Please note that while PHAT Mermaids is a business registered in Florida, I am currently living and operating in Okinawa, Japan, as a military dependent. However, this does not affect the legal jurisdiction, which remains within the State of Florida.
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